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Calculate your debt-to-income ratio to determine your eligibility for a mortgage or pay down debt to buy the home of your dreams.?Sep 5, 2025 · When it comes to getting approved, your debt-to-income ratio for a mortgage matters. We explain why, and how to calculate your number.~Jun 27, 2023 · There are different rules and standards to follow, but there’s no one-size-fits-all method when it comes to how much of your income should go to a mortgage paymen&Debt-to-Income Ratio for a Mortgage: What Is a Good DTI? A good DTI ratio to get approved for a mortgage is under 36%, but its possible to qualify with a higher ratio."Apr 22, 2025 · Debt-to-income ratio represents the percentage of your gross monthly income that goes toward paying your monthly debt payments. This financial metric gives lenders $Feb 7, 2025 · What Is a Debt-to-Income Ratio for a Mortgage? What Can You Afford? Your ability to finance a home purchase often hinges on a metric called a “debt-to-income ratio`Front end ratio is a DTI calculation that includes all housing costs (mortgage or rent, private mortgage insurance, HOA fees, homeowners insurance, property taxes, etc.) As a rule